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Engleski
27 b
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Do 30 dana za povrat
Almost all personal finance advice assumes a salary.Save twenty percent each month. Automate a transfer on the first. Budget against your monthly pay. Every one of those quietly assumes money arrives on a known date in a known amount.If you drive, deliver, freelance, teach, consult or run a small operation, that assumption fails completely. You had a good March and an empty April. A client paid ninety days late. Festival season doubled your income and February halved it.The result is that standard advice does not merely fail - it makes you feel like the problem, when the actual problem is that the advice was written for someone else.This book assumes irregular income as the normal condition, not a phase to be endured until a real job arrives.
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