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Combining economic theory with practical insights, the book explores major obstacles to rational, informed investing, how psychological biases, social media bombardment and advancements in AI shape financial and emotional decisions. Integrating perspectives from behavioral finance and neuroeconomics into personal finance, the book advances research in this field outlining practical long-term wealth and health management strategies. Since full rationality doesn't exist, it proposes "Real Feel" notion as closer to rationality and "I Feel" as closer to irrationality. With these notions and by choosing reference point within the triadic system we live in (Deterministic-Stochastic-Divine) book clarifies differences in experiencing and outcomes of the decision-making. All these explain contrast feelings to Daniel Kahneman assisted suicide and how possibility of buying guaranteed years of life changes psychological experiencing of money and Prospect theory value function and why money may become postmoney. This will be a fascinating read for academics and professionals working on finance, asset management, behavioral finance and economics, artificial intelligence.