Terms & Conditions

Some retirement communities promise peace and quiet.

Heron's Rest promises trouble.

After thirty-four years as an airline captain, Grady Hollis has finally retired. The plan was simple: mornings with good coffee, afternoons on the golf course, and a future shared with the wife he'd loved for decades.

The future had other plans.

Now widowed and living alone in a Florida retirement community, Grady discovers that a perfectly planned life can still feel painfully empty-until a mysterious pink flamingo appears overnight on a vacant lawn, violating one of the community's most sacred HOA rules.

Then Mari Vega moves in next door.

A celebrated chef rebuilding her life after a devastating divorce, Mari didn't come to Heron's Rest for pickleball tournaments and landscaping committees. She came to grow tomatoes, cook extraordinary meals, and finally build a life that belongs to her alone.

Unfortunately, her first garden earns her six HOA violations before she's unpacked half her boxes.

As fines mount, neighbors quietly choose sides, and anonymous pranks begin exposing secrets buried deep within the community's carefully manicured image. Soon Grady and Mari find themselves caught in a battle that's about far more than bylaws and flowerbeds. Someone is manipulating the neighborhood from the shadows, old wounds are resurfacing, and the closer they come to the truth, the more they discover that every perfectly trimmed lawn is hiding a story.

Between an eccentric cast of unforgettable neighbors, a conspiracy-minded retired detective, an iron-willed HOA president who may know more than she's willing to admit, and one unforgettable plastic flamingo that seems to appear exactly where it's least welcome, Grady and Mari slowly discover something neither expected to find again:

A reason to belong.

Filled with laugh-out-loud moments, heartfelt romance, unforgettable characters, and the comforting warmth of found family, Terms and Conditions is a charming later-in-life romantic comedy about second chances, healing after loss, and discovering that sometimes the people who challenge us the most become the family we never knew we needed.

Because home isn't the house you bought.

It's the people who refuse to let you stay lonely.